Proviso matches every bill to the paycheck that pays it. Before payday you'll know what each check has to cover and what's left over.
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If you're paid every two weeks, a monthly budget can say you're fine while the bank account says you're not. The trouble is timing: which bills land before which paycheck.
Proviso is a cash-flow ledger, not a spending tracker. You get a plan for every check.
Each pay date becomes a column of its own, showing the bills it pays and what's left.
Bills are assigned to the check that arrives before they're due, so you can see if a payment is going to be late.
Split big monthly bills across two checks and carry a positive balance from one period into the next.
Enter your pay frequency, next payday, and typical take-home amount.
Enter the name, amount, and due date for each. Proviso handles the sequencing.
Before each payday, check that period's list. Pay it, mark it done, and move on.
We're opening early access in waves. Join the waitlist and you'll be among the first invited.
Waitlist members get early access and launch pricing. We'll share full pricing before anyone is asked to pay.
No. Proviso works from the pay schedule and bills you enter yourself. Your bank login is never required.
No. Proviso is a planning and organization tool. It doesn't give investment, tax, legal, or credit advice.
Join the waitlist for early access.
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